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“The Missing Link: Measuring Medical and Pharmaceutical Costs Along the Disability Continuum” by Kevin Curry, Fraser Gaspar, Katie Zaidel and Kaiser Permanente’s Martha Garcia, March 28, 2017. Research findings and methodology from a 10-month study revealing that companies can save approximately $6 billion a year in “avoidable medical costs” associated with disability claims, pointing to dramatic cost savings for employers, payers and providers.